Need an SBA 7(a) Loan? These Qualification Factors Can Decide Whether You Are Ready to Apply
Need an SBA 7(a) Loan? These Qualification Factors Can Decide Whether You Are Ready to Apply
Read More
Need Cash for Inventory Before Your Next Sales Cycle? Working Capital Financing May Help
Need money to buy inventory before customer sales replenish cash? Working capital financing may help qualified businesses bridge the gap between supplier payments and incoming revenue.
Business Deposits Are Strong but Credit Is Around 600? You May Still Have Funding Options
A 600-range credit score does not automatically end a business funding search. Consistent deposits, revenue and operating history may support working capital or alternative small-business financing options.
Buying a Company and Need Capital After Closing? Plan Working Capital Before the Deal Is Done
Buying a business can create immediate cash needs after closing. Review working capital, revenue, deposits, credit and existing debt before the acquisition leaves your new company short of operating cash.
New LLC and Need Funding? Know What Can Be Available Before You Have 12 Months of Revenue
A new LLC may have fewer traditional loan options, but strong personal credit can make business credit cards relevant while some alternative lenders may consider companies after six to twelve months in business.
Good Revenue but Still Getting Denied for Business Funding? These Risk Factors May Be Why
Strong sales do not guarantee business funding approval. Lenders may also evaluate cash flow, existing debt, recent credit problems, tax liens, bankruptcies and repayment capacity.
SBA 7(a) vs SBA 504: Which Business Loan Fits Your Funding Need?
Comparing SBA 7(a) and SBA 504 financing? The right option depends on whether your business needs flexible capital or financing for commercial real estate, major equipment and other long-term fixed assets.
Business Funding Application Checklist: 12 Details to Have Ready Before You Apply
Preparing for business funding? Have your entity details, EIN, revenue, banking information, credit score, existing debt and use of funds ready before starting lender conversations.
600 Credit or 720+ Credit? Your Score Can Point to Very Different Business Funding Options
A 600 credit profile and a 720+ credit profile may lead to very different business funding options. Compare working capital, online loans and traditional lines of credit before applying.
Business Acquisition Funding: Why Revenue, Cash Flow and Existing Debt Matter Before Closing
Need financing to buy an existing business? Lenders may evaluate credit, revenue, cash flow, existing debt, repayment ability and the planned use of funds before approving acquisition-related financing.